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About American Public Risk

American Public Risk (APR) was formed as a managing underwriter in 2012 dedicated to helping our network of producers assist local governments in managing their unique spectrum of risk.

American Public Risk is proud to launch MuniPak®, a first-dollar package for cities, town, counties and special service districts serving populations as large as 100,000.

American Public Risk understands the unique property and liability insurance needs of these governmental entities. Our team's extensive experience in this business means that we've underwritten their diverse exposures time and again. We know that all public entities are not created equal and different circumstances require customized answers. We understand that underwriting profitability supports our commitment to our clients and is the catalyst for increased service and value. We combine unique solutions, superb service and financial security with broad form coverage .

American Public Risk partners with independent agents and brokers who specialize in governmental entities and know the communities they serve. Together we deliver solutions, knowledgeable loss control and responsive service.

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Claims Support Clients Can Count On.

Claims

APR is here to help our customers at the moments that matter most – and unfortunately these moments frequently involve claims. The goal of our entire insurance services office is to provide services not just through the point of sale, but during the policy term as well. This is what differentiates us from our competition and strengthens the bond with our customers. If you do have a claim please send first notice of loss to claims@americanpublicrisk.com

Applications

At American Public Risk we want to provide our customers with the tools and resources necessary to help make the MuniPak® application process as easy as possible. We also are looking to help your municipality become a safer place to live and work.
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To request a Quotation:

  1. Complete the MuniPak® Application.
  2. Complete the MuniPak® Excel Workbook.
  3. Secure 5 years currently valued Loss Runs.
  4. Submit Current Budget.

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