Police Professional Liability

COVERAGE

Carrier Specific Coverage form with Public Entity Enhancements
This policy is designed to provide coverage for monetary damages due to actual or alleged wrongful acts in the entity's law enforcement activities and procedures including:

WHO IS PROTECTED:

The public entity, its employees and authorized volunteers including vicarious liability for all public entity elected or appointed officials, board and commission members for wrongful acts from the public entity's law enforcement activities and procedures including:
  • Authorized Moonlighting
  • Civil Rights Violations
  • Enforcement of laws and statutes
  • Excessive force allegations
  • Hot Pursuit procedures
  • Intentional acts
  • Jails and holding cells
  • Premises & Operations
  • Protection of people and property

ADDITIONAL FEATURES:

  • 50-50 Consent to Settle - Available
  • Broad definition of Insured
  • Defense in additional to limits
  • Line of Duty Death Coverage- Available
  • Non-monetary defense sub-limit
  • Non-cancellable mid-term by carrier, except for non-payment of premium
  • "Pay on Behalf" Form
  • Punitive damages covered, if allowed by law
  • Worldwide coverage