Commercial Automobile

COVERAGE

Insurance Services Office (ISO) Coverage form with Public Entity Enhancements
Business Auto Coverage designed to meet the specialized requirements of Municipal and Public Risks including:

WHO IS PROTECTED

The public entity and any permitted user, including its employees (including employees of the entity's boards or commissions), elected or appointed officials, board and commission members and authorized volunteers (for use of a covered auto).

ADDITIONAL FEATURES:

LIABILITY

  • Broadened Definition of Who Is An Insured
  • Fellow Employee Coverage
  • Fleet Automatic
  • Garage Keepers Liability - Available

PHYSICAL DAMAGE:

  • Automatic coverage for commandeered autos
  • Common Deductible provision
  • Coverage for Audio, Visual or Electronic equipment
  • Fleet Automatic
  • Garage Keepers Liability - Available
  • Glass Breakage
  • Hired Car Physical Damage - Available
  • Loss Payable Clause (blanket)
  • Personal Effects
  • Rental Reimbursement
  • Supplementary Payments
  • Transportation Expense