Commercial General Liability

COVERAGE

Insurance Services Office (ISO) Coverage form with Public Entity Enhancements
General Liability specially tailored for Municipal and Public Risks provides coverage with key extension provisions including:

WHO IS PROTECTED

The public entity, its employees (including employees of the entity's boards or commissions), elected or appointed officials, board and commission members and authorized volunteers.

ADDITIONAL FEATURES:

  • Abuse or Molestation Liability - Available
  • Automatic coverage for Additional Insureds with Written Contract
  • Broad Form Named Insured
  • Chartered Aircraft (not for charge)
  • Contractual Liability
  • Defense Costs in Addition to Limits of Insurance
  • Duty to defend claims and suits even if allegations are groundless, false or fraudulent
  • Extended Property Damage
  • Failure to Supply - Available
  • Host Liquor Liability
  • Independent Contractors Liability
  • Incidental Medical Malpractice - Available
  • Limited Pollution Liability - Available
  • Non-Auditable Policy
  • "Pay on Behalf" Form
  • Premises / Operations
  • Products / Completed Operations
  • Punitive damages covered, if allowed by law
  • Sewer Back-up Liability - Available
  • Watercraft Coverage (up to 75 feet long)
  • Worldwide Territory