Public Officials Liability & Employment Practices Liability

COVERAGE

Carrier Specific Coverage form with Public Entity Enhancements
Provides coverage for monetary damages due to wrongful acts of Entity officials and employees of the public entity including:

WHO IS PROTECTED

The public entity, its employees (including employees of the entity's boards or commissions), elected or appointed officials, board and commission members, authorized volunteers.

PUBLIC OFFICIALS LIABILITY:

  • Breach of Duty
  • Misleading statements
  • Neglect
  • Permits & Licenses
  • Zoning & Land Use

EMPLOYMENT PRACTICES LIABILITY:

  • Civil rights Violations
  • Constitutional Violations
  • Demotions, reassignments or disciplinary actions of employees
  • Discrimination, harassment or humiliation of employees
  • Employee Termination/Discharge
  • Mental Anguish & Emotional Distress
  • Refuse to Hire/Promote
  • Third party EPLI
  • Title VII

ADDITIONAL FEATURES:

  • 60-40 Consent to Settle - Available
  • Back Pay and Front Pay
  • Broad definition of Insured
  • Defense in addition to limits
  • HR- Help line
  • Non-Monetary Defense sub-limit
  • "Pay on Behalf" Form
  • Punitive damages covered, if allowed by law
  • Workplace Violence Counselling – Available
  • Worldwide coverage